Multifamily

STABILIZED & VALUE ADD (5 - 101+ UNITS)

Our Multifamily lending product is for investors looking for long term capital with up to 30 Year Amortization. Unlike a traditional capital source we focus on the strength of the asset over the strength of the borrower. The ideal project is a stabilized multifamily with 5+ units. We offer acquisition or refinance lending with fixed rate or adjustable rates. Interest only options are available depending on the type of project. We offer non-recourse financing and help mitigate risk along the way. Using leverage to close more deals.

  • Up to 80% Purchase / Cash Out
  • Up to 30 Year Amortization
  • Recourse or Non Recourse
  • DSCR as low as 1.20x
  • $1M - $6M
  • Rates starting at 3.25%

Experienced
Team.

Our advisors come from various parts of the real estate and finance industry.

Increased
Profitability.

We use common sense underwriting to help our investors close.

Key Risk Factors

Our underwriting team looks at all aspects of the transaction and borrowers strengths. Our first step is determining as-is property value, stabilized property value, cash flow, and Debt Service Coverage. 

Understanding the assets (portfolio) profitability, income generated, vacancy, and exit strategy is key for us to determine an underwriting decision.

Our Workflow & Process

  1. Review with one of our Capital Advisors to see how to best structure your deal
  2. Submit documentation in order to receive Term Sheet
  3. Order Appraisal and Third Party Inspections
  4. Attend Closing and Receive Funding

Our capital advisory team is here to help. If you have run into a complex transaction we can be the financing partner to structure your capital stack for maximum profitability. We offer upfront underwriting at no charge and will run financial models for more complex transaction. Let us help you mitigate risk by creating comprehensive forecast of profitability leveraging today’s market data and our experience. 


GET THE BROCHURE Download our latest product matrix & needs list

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

+1-240-645-2860
info@guardian.loans

Get A Quote

We know real estate
finance & investments

Our investor partners are the bloodline of our business.
We are committed to being the best solution today and tomorrow.

  • No Upfront Underwriting Fees
  • Common Sense Underwriting
  • Relationship and Risk based Terms
  • Fast Closings